• Retirement Fund 101
    Personal Finance,  Retirement,  Wealth Creation

    Creating A Retirement Fund That Works.

    Retirement is wonderful if you have two essentials; much to live on and much to live for – Unknown. Unfortunately, many work for so long and end up with nothing much to live on upon retirement. To escape that trap is the reason for a retirement fund.  A retirement fund (otherwise referred to as a pension plan) is an account where you invest a portion of your income towards retirement when your earnings capacity is expected to reduce, and upon retirement, you earn from the retirment fund. How does it work? Generally, there are two forms of pension plans; Defined Benefit Scheme and Defined Contribution Scheme. In the former, the…

  • Rihanna's Billionaire Status
    Personal Finance,  Wealth Creation

    Money Lessons from Rihanna’s Billionaire Status

    Rihanna Robyn Fenty known in the entertainment industry as Rihanna is one heck of a go-getter. The highly celebrated songstress and fashion icon answers to a new name now…billionaire! Among the businesses that have contributed to this new feat is her cosmetics brand Fenty Beauty in 2017 which was launched to cater to the beauty needs of women of colour. The questions on everyone’s mind is: How did she do it?? And what can we learn from her? Surprisingly, the first-ever female musician to become a billionaire did not achieve this status through her music. According to Forbes, the bulk of her fortune (an estimated $1.4 billion) comes from the…