• Long January
    Investing,  Personal Finance

    Now That You’ve Received Your January Salary, What Next?

    Payday is finally here! After 60 days of mild “famine” in January, you can now waltz into any bank branch (or app) and demand your money! For some people, salaries have already come in, for others who haven’t, it is expected to come in this week. Whichever category you fall in, what is certain is that by the end of this week, you’d be flush with cash. This begs the question: “Now that you’ve received your January salary, what next?” Typically, the first thing that comes to mind is to pay bills; in fact, some people already have a truckload of outstanding debt that equals about 80% of their January…

  • Smart Financial Goals
    Investing,  Personal Finance,  Wealth Creation

    Setting your 2022 Financial Goals the SMART way.

    Feels like yesterday when we were screaming “Happy New Yearrr” and “Welcome to 2022!!”, suddenly we’re halfway through January (scary stuff). If you’re anything like me, you’re probably wondering to yourself, “where exactly is 2022 running to???” However, as much as it would be easier to go around lamenting about how fast (or slow) the year is moving, the smarter thing to do would be to devise a realistic plan to help you achieve all those big financial goals you’ve set for yourself.

  • Merry Christmas
    Personal Finance

    Quick & Easy Guide to Enjoying the Holidays Without Going Broke

    Christmas is finally here! And in typical Nigerian style, it comes with lots of pomp and pageantry. The holiday season is one known for extravagant spending and joyous celebrations. January however, has 31 days before the next pay cheque arrives. You should be financially intelligent and create a budget for your holiday expenses, to avoid being that friend who begs for handouts or takes small loans at the beginning of the year pending when “salary comes”. You can kiss the fear of being broke in January goodbye by adopting these five easy steps: Have a “holiday” budget While it is great to reward yourself for all the hard work put…

  • Lifestyle,  Personal Finance

    10 Tips For Creating A Financial Self Care Routine

    As young people living in a developing continent with high levels of inflation, high levels of unemployment and a currency that is constantly being devalued, feeling immense levels of stress when we think about our finances is quite normal for a lot of millennials and Gen-Zs. The mere thought of how to pay your bills, pay your next rent or even afford higher education “abroad”  can breed worry and feelings of helplessness among young people, impacting your everyday life, causing mood swings and sometimes even affecting your relationship with people around you. To live a financially whole life where you are free from constantly worrying about money, there is a…