• Lifestyle,  Personal Finance

    10 Tips For Creating A Financial Self Care Routine

    As young people living in a developing continent with high levels of inflation, high levels of unemployment and a currency that is constantly being devalued, feeling immense levels of stress when we think about our finances is quite normal for a lot of millennials and Gen-Zs. The mere thought of how to pay your bills, pay your next rent or even afford higher education “abroad”  can breed worry and feelings of helplessness among young people, impacting your everyday life, causing mood swings and sometimes even affecting your relationship with people around you. To live a financially whole life where you are free from constantly worrying about money, there is a…

  • Investing Tips for African women
    Personal Finance

    Investing Tips for the African Millennial Woman

    Financial independence has become a vital conversation for many African millennials, especially women. From making money moves, securing the bag, investing in stocks, real estate, and building thriving businesses, the African millennial woman is evolving and taking more control of her financial freedom. She’s not afraid to take risks and look for opportunities. This was not precisely the case some years ago. But, then, our mothers, hardworking as they were, were often termed incapable of taking care of themselves and dependent on the man’s handouts. Moreover, despite being the best savers, women have been known to be scared of plunging into the uncertain world of investments in the past. They’d…

  • Personal Finance

    What Your Risk Tolerance Says About Where To Invest

    When I made my first investment, I was dabbling into something I had zilch knowledge about. Mymediocre self was hopeful that without touching the capital, perhaps I could be reaping inmultiples after a year. Little did I know that was merely a wishful thought. A year later, I hadforgotten the password to my app, but I wish I never remembered. It ended in hot tears! I had lost almost 40% of my money! (I didn’t invest in crypto…lol) I invested in an equity mutualfund. In finance, there is a truism that the higher the risk, the higher the expected returns. Inretrospect, I found that although I wanted huge returns (who…

  • Personal Finance

    5 Money Tips for Ramadan

    It is that time of the year when Muslims embark on the religious endeavour of fasting – the Holy Month of Ramadan. Arguably, many households tend to spend more on food during Ramadan. This may appear counter-intuitive since we should eat less. However, the reason may not also be farfetched since we tend to give more sadaqah (charity), pay zakat, sponsor iftar, spend on Eid celebration and several others. Along the line, many drift off-budget and struggle with an unprecedented financial constraint afterwards. To keep your finances in check during the Holy Month, consider doing the following;  Prepare a budget – it is not too late to draw a budget…